PORTUGAL MORTGAGES
Portugal Mortgage Options
Are you interested in a mortgage for buying a property in Portugal? Money Mais can help you find the best deal for your needs, which means you won’t have to shop around for a mortgage, or try and find your way through the banking system with limited Portuguese!
Because they are independent, they work for you, not the banks, and they have a great selection of mortgage products. Whether you are buying your property or building from scratch, they can help find the perfect mortgage to suit your situation.
They select the mortgage that best suits your needs and make sure you get the best deal available in the market. They guide you through all the steps of the process and do the negotiating for you.
Our partners ‘Money Mais’ will show you the many options available to suit your needs:
Property Purchase
If you are buying a home in Portugal you need to know all of the options that are available to you. Are you buying it to live in or as an investment? Do you want an interest only option? How long a term is available to you?
With so many variables you owe it to yourself to discuss all of your options with one of the experienced advisors.
Renovation / Home Improvement
Whether renovating an old ruin or just bringing an older property up to date, it can be a daunting task without having to search for the ideal way to finance the work.
Let Money Mais take the hassle away from you. Allow them to find the best possible solution, and take the strain out of financing your property upgrade.
Moving House
Do you want to move house? Have you found the house of your dreams but still not able to sell your existing home?
Schemes are available whereby you will be able to buy your new home, deferring the mortgage repayments, so you can maintain the payments on your current mortgage. that you only pay the mortgage on the new purchase for a period of time until you sell your existing property.
Building
Traditionally if you wanted to buy a plot and build on it, you had to have funds available to buy the plot outright and be able to bear some of the costs of building also. Now some of the lenders are taking a more liberal view and are able to fund in most cases, up to 40% of the land price and 60% of the building costs thus making a self build project easier for many people.
Why not to challenge Money Mais to find the best way for you to fund your build? With their help, the plot of land you’ve found with stunning views could become your dream home after all.
Re-mortgaging
Allow some of the equity tied up in your home be released to allow you to enjoy life to the full or even to invest in a second home. There are restrictions with this option, however it can be a very straight forward way to raise capital, for any purpose.
Mortgage Transfer
If you already have a mortgage Money Mais can still help. Money Mais can re-negotiate your mortgage and arrange to transfer (at no cost to you) to the bank that offers the best deal. With this option, you can make significant saving on your current and future mortgage repayments.
For more information on mortgages in Portugal email us here
